Word of the Week- Commission

What is it? How much should it be? Why pay it?      Let me get this right....I'm going to sell my home and give a real estate agent how much?!? That is a common reaction when someone engages a real estate associate to help with buying or selling a home. Here we will help you understand why that 5 or 6% commission will be the best money you ever spent. In fact, if you choose a qualified and reputable agent, you should make more money (even with the subtracted commission) than you would have doing it by yourself. First...

What is the Real Estate Market Doing?

As a realtor, one of  the most common questions heard is "what is the housing market like". There is never an easy answer, but as we roll into 2018, I wanted to try and attack that question.  Here in the Tampa Bay area, the housing market is pretty good, particularly if you are looking to sell! Tampa Bay ranks 29th in the nation's top 100 markets for 2018. Coming in behind Lakeland, Miami, Orlando, Daytona Beach and Sarasota, but finishing ahead of Cape Coral and Fort Myers.   Sellers According to Darne Blomquist, senior vice president at ATTOM, a real...

Learning About Loans

  Many potential home owners are hesitant to even dip their toes in the intimidating home ownership  water. It seems a large part of that fear stems from thinking they can't afford a home. A recent survey by rental service, Apartment List, found that 80 percent of millennial renters want to buy a home, but most say they can't afford it. What you may not know is that there are quite a few programs out there that offer assistance. Here we have outlined a handful of those and provided links for further reading.   FHA LOAN FHA, short for Federal...

INVESTING IN FLORIDA REAL ESTATE- WHAT YOU NEED TO KNOW

So many American’s believe that investing in real estate is too difficult and scary. We are here to assure you that there are easier and low risk ways to invest in your future with real estate. Florida Homes By Susan has tremendous experience in dealing with investment properties in Hernando County, Pinellas County as well as the St. Pete Beach area! The first question to answer is why Florida? According to a report published by Forbes this year, Florida possesses the most investment-friendly cities when compare to 49 other states. Four out of ten best cities for real estate investment in...

Buying a House? Don’t Forget to Factor in Property Taxes!

You’ve found the dream house, the price is right and you are ready to purchase. Make sure you stop and consider additional expenses first. The cost of homeownership goes beyond just your mortgage payment. For instance, property taxes and flood insurance. In this article we are going to focus on property taxes. Did you know that Florida’s property taxes average 1.1% of a home’s assessed value? This tax helps support state and local government funding, since Florida doesn’t impose a personal income tax. It’s imperative that you discover how your property tax bill works. Once you understand how your property...

There is Still Time to Get in on the Awesome 2016 Real Estate Market!

As the year begins to wind down, you may want to consider getting a piece of the St. Petersburg Real Estate action! It's not too late to take advantage of this years upswing. Below we have outlined some of the reasons the Real Estate Market in our area is at its prime! 1. Wide range of price points in the housing market.  1. People are employed. The trend line for the Tampa unemployment rate began to drop at the beginning of September 2015 and, by November, had dipped to 4.6 percent. Much of that employment came from sectors outside agriculture –...